Financial Calculators: Retirement, Debt, Mortgage & More

🏖️ Retirement savings projector

Current age Retire at age Current retirement savings ($) Monthly contribution ($) Expected annual return (%)

7% is a common planning assumption for a stock-heavy portfolio (after inflation ~4–5%).

🎯 How much do I need to retire?

Annual spending in retirement (today's $) Years until retirement Expected Social Security / pension per year ($)

Check your estimate at ssa.gov/myaccount. Assumes 3% inflation and the 25× rule.

💳 Debt payoff: avalanche vs snowball

Extra payment per month ($, on top of minimums)

🛟 Emergency fund target

Monthly essential expenses ($) Job stability

🏠 Mortgage payment (PITI)

Home price ($) Down payment ($) Interest rate (%, APR) Term (years) Annual property tax ($) Annual homeowners insurance ($)

⚖️ Roth vs traditional 401(k)/IRA

Annual contribution ($) Your marginal tax rate now (%) Expected marginal rate in retirement (%) Years until withdrawal Annual growth (%)

Find your marginal rate in the 2026 bracket table.

💰 Net worth tracker

Assets

Debts

Want the full picture?Calculators answer "how much" — the personal planner answers "what do I do first." Take 3 minutes and get your prioritized plan.